1. Don't has debt ,Because the interest of debt will reduce return from investment.
2. Should have money for emergency 6 month, Invest have risk.
3. Divide momney for 3 Type
a. Emergency (Support monthy budget 6 Month)
b. Short Term or Long term (Pay what you want , don't more than 20 % of yearly income )
c. Investment
*** Investment have risk , Investor should study the information before investment ***
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